1. Lumber Prices: Back to Reality Folks
Lumber prices 
1 year chart - lumber prices hit a high and now it is back to reality 
Average trading range of 2017 
It means good things for you! It could be the right time to see the supply and demand. We have a healthy market 
Uncertainty is scary and builders need to know 

• https://www.nasdaq.com/market-activity/commodities/lbs
  

  • High over 1,500
    

  • 425 average from 207-2020
    

• Settles back to 350 range-- 10 year lower ranges
  
  
  

2. A Morning in the Life of a Real Estate Broker
Morning about Mike's morning 

• 5:13 am in the morning, Mike was influenced by Brandon Hern. Sleep less if you want to do more 
  You will have the 5 am discipline and get more things done.

• Get 1/2 ready - shave, brush teeth , floss , water on face 
  

• Early computer time - check phone 
  

• Work out - run or work out in their home gym . Drink 1 lt of water 
  Work out before drinking coffee 

• Shower - 5 - 10 mins to be ready 
  

• Early computer time 2-- TNT prep 
  Omkar calls 8:30 to be prepared for TNT
  

• Tnt 8:45
  

• Most important meeting 9:15 am
  

• Thinking computer work - mental work 
  Financial things should be some of the first things to be focused on while doing them.
  
  
  

3. Early Summer Buyers-- Becoming Late Summer Buyers
So much demand, they waited and would sell it after.
Supply issues are getting better, people are getting back to work.

• Pushed out of market
  

• Appraisals stabilizing
  

• Supply is better, but drastically under supplied
  

• Lumber stabilized
  

401(k)/403(b)

• An employer-sponsored investment plan that allows individuals to set aside tax-deferred income for retirement or emergency purposes. 401(k) plans are provided by employers that are private corporations. 403(b) plans are provided by employers that are not for profit organizations.